There are many reasons why clients hire us.  We’d like to tell you a few of the most common and perhaps most important ones.

Our Approach:

Financial planning has traditionally been seen as a strictly technical exercise.  You ask a few questions, gather a bunch of data, crunch some numbers, print a stack of pages- and Viola!  You have a plan.  Or not.

Our approach moves beyond the numbers.  Our goal is to create a plan and an investment strategy that reflects your goals and values, and motivates you to action.  Our end-point is not just a big bank account, but also a life well-lived, goals accomplished, financial security for you, and an impact made on your family, friends and community.

Our Business Structure:

We feel our structure as an independent, fee-only firm is a great advantage for our clients.  We are an Advisor to our clients, not a sales representative of a large company.  Our fee-only structure helps us avoid conflicts of interest that can come with commission sales.  By law we, because of our acceptance of fees, have a fiduciary duty to advise our clients on what’s in their best interest, not just what is “suitable” for them.

Experience:

Todd Washburn Solutions has over 9 years experience advising clients.  In addition, Todd has a somewhat unique background of 15 years as a research scientist.  The analytical world of science- full of numbers, hypotheses, experiments, problem-solving, and drawing conclusions- has proven very helpful in the technical side of financial planning.  Plus Todd experiences life like many of his clients- running a business, enjoying marriage, raising a child and helping his community.  He can relate to what you may be feeling and experiencing.

Credentials:

Todd has been a Certified Financial Planner® licensee since 2001.  It’s the designation of choice for advisors focused on financial planning and the financial planning process.  It’s a designation focused on a process- financial planning- and not affiliated with any specific product industry.

How do you get, and keep, a CFP® license?

• Pass a two-day, 10 hour licensing exam
• Obtain a minimum of three years work experience
• 30 hours of continuing education every two years.
• Complete a mandatory Ethics class every two years.
• Subscribe to the CFP Board’s Code of Ethics and Professional Responsibility and the Financial Planning Practice Standards.

Todd also maintains a Life and Health Insurance license in the state of North Carolina.  While he no longer sells insurance, he is familiar with the numerous products and uses of insurance.