Todd Washburn Solutions, LLC (TWS) is an independent, fee-only financial planning firm located in Durham, NC, the heart of the ACC Conference with Duke a couple miles one way and UNC a couple miles the other.  TWS is a North Carolina-registered Registered Investment Advisory firm, regulated by the office of the Secretary of State of North Carolina.  We help our clients pursue success and fulfillment in their personal and financial lives.  We do this by assisting and guiding them in making wise and informed decisions regarding the complex financial issues they encounter in today’s world.

We are:

Independent:  

    We are neither part of nor beholden to a large corporation with its own agenda.  What we recommend is what we believe is in the best interest of our client, not what a Senior VP of Sales located five states away and fourteen stories up thinks they should buy.

Fee-only: 

• We accept no commissions, referral fees or outside compensation.
• We have a fiduciary duty to put your interests ahead of our own (most brokers and insurance agents do not).
• We work only for you just like your attorney, accountant, doctor or any trusted advisor.
• We are compensated directly by and only by our clients.

A financial planning firm:

• For us, financial planning is a process, not a product.
• We strive to help you align your finances with your needs, wants and values.
• We take a holistic view- looking at all aspects of your situation to identify and correct any gaps or deficiencies which could prevent you from reaching your goals.
• We work in conjunction, not competition, with your other trusted advisors- your attorney, accountant, insurance agent and banker.  If you don’t have one of those and need one, we can assist you in finding one.
• We help you integrate your planning and investing so you seek the returns you need (as determined in our financial planning work) while only taking the risk you can afford and tolerate (we thinking sleeping comfortably at night is very important).
• We encourage, assist and support you in implementing our recommendations for moving towards your financial goals.

Our tagline is that we provide “Life Planning for Visionary People”.  So what is a Visionary Person?  Well, to us it isn’t a soothsayer, fortune-teller, or medium.  For us, Visionary People are people like you who have goals they want to achieve and a strong desire to pursue them.  It’s that simple.  Many if not most people have goals, but unfortunately most of the time very little is done about achieving them.  Our clients don’t want to let them just sit on the shelf- they want to live them!  And we want to help make that happen.